The Animal Welfare Law has recently been approved in the Spanish Congress, and now only remains to be approved in the Senate for it to come into force.
Among other issues, the new law provides that all dogs must have compulsory Public Liability insurance in Spain. Until now, this policy was only compulsory for potentially dangerous dog breeds, which are now called “special handling dogs”.
The regulation is very clear in this respect: “In the case of dog ownership and during the whole life of the animal, the owner must contract and maintain in force a Public Liability insurance policy for damages to third parties that includes in its coverage the persons responsible for the animal, for an amount sufficient to cover the possible expenses derived from the actions of their dogs”.
Specifically, article 30. 3 states that:
“In the case of dog ownership and throughout the life of the animal, the owner must take out and maintain in force Public Liability insurance for damage to third parties, which includes in its cover the persons responsible for the animal, for an amount sufficient to cover any possible expenses derived, which shall be established by regulation.”
And the ninth final provision stipulates that this law will come into force six months after its publication in the “Official State Gazette”, i.e. on 29/sept/23.
To help our clients to comply with the Animal Welfare Law, in Málaga Litoral we market the specific Axa policy, we transmit peace of mind regarding any potential damage to a third party. Furthermore, this product has flexibility for the contracting of the insured capital, being able to choose freely from 60,000 euros up to 1.2 million euros..
Additionally, dog owners can contract the guarantees of criminal defence and criminal bail bond. With the first of these, the insured person will be assigned the necessary lawyers and solicitors who will defend and represent him in the judicial proceedings that may follow him in claiming criminal responsibilities covered by this policy. In the event that the judge orders bail for the insured, AXA will respond to the same up to the limit of the insured capital.
Taking out an insurance product of this type is an exercise in responsibility and prevention.
Also in Life insurance
Finally, AXA has enabled all those clients with a Vida Protect policy the possibility of designating a specific beneficiary to whom part of the insured capital can be destined, in order to maintain the care of your dogs in the event of death.
