My Health always protected

With the best Health Insurance on the market*, which adapts to you and offers you all the medical care you need at any time.

  • More than 44,000 medical services
  • More than 4,000 Wellness services
  • Comprehensive preventive programmes, such as Glaucoma, Breast cancer…
  • Telemedicine consultations: videoconsultations, medical chat and telephone guidance
  • Lifetime written coverage
  • We incorporate the latest medical innovations

Coverage highlights

Extensive medical directory with nearly 44,000 medical services at your disposal, so that you have the best medical care.

More than 4,000 wellness services at your disposal at preferential prices, where you will find yoga, minfulness, nutrition, among other services through AXA Wellness.

Because prevention is the best way to take care of our future, you have the preventive programmes you need (glaucoma, skin, breast, prostate, online childbirth preparation…).

With your online doctor, you can make your medical consultations remotely via video consultations, medical chat and telephone counselling. In addition, you will have your digital prescriptions

We promise not to cancel your health policy if you don’t want us to.

Year after year we add the most cutting-edge medical services and cover to protect you better.

Learn more about our health insurance options

Óptima Joven

Health insurance with outpatient coverage, with or without co-payment, with access to a wide range of doctors and without hospitalisation, and you also have access to telemedicine!

Óptima and Óptima Familiar

Health insurance with full coverage, with or without co-payment, with access to specialists, emergencies, tests, hospitalisations, interventions through the wide range of medical chart and much more!

Óptima Plus

Includes the same benefits as Optima, but also offers national and international coverage through reimbursement of expenses and the most exclusive services.

Óptima Joven

We accompany you at all times with video consultations and telephone consultations with doctors and specialists, medical chat and 24-hour medical guidance.

Consultations in family medicine, paediatrics and nursing.

Allergology, digestive system, cardiology, endocrinology, dermatology, ophthalmology, gynaecology, traumatology, otorhinolaryngology, podiatry, etc.

Early diagnosis of glaucoma, colon, breast, gynaecological, prostate and cardiovascular diseases.

Clinical analyses, aerosol therapy, ultrasound scans, mammograms and 3D Eos® X-rays and contrast media, bone densiometry, ergometry, gammagraphy, nuclear magnetic resonance (NMR), CT-scanner, rehabilitation and functional physiotherapy of the locomotor apparatus…

Annual cleaning of the mouth.

Health and wellness services at reduced prices (balneotherapy, acupuncture, nutrition, yoga, etc.).

You choose the health insurance that best suits you

Óptima and Óptima Familiar

We accompany you at all times with video consultations and telephone consultations with doctors and specialists, medical chat and 24h medical guidance.

Outpatient emergencies and home emergencies in general medicine, paediatrics and nursing.

Family medicine, paediatrics and nursing consultations.

Allergology, digestive system, cardiology, endocrinology, dermatology, ophthalmology, gynaecology, traumatology, otorhinolaryngology, podiatry, psychology, etc.

Early diagnosis of glaucoma, colon, breast, gynaecological, prostate and cardiovascular diseases.

Some examples; Clinical and biological analyses, aerosol therapy, ultrasound, mammography and radiology, and contrast media, amniocentesis, pathological anatomy, digital arteriography, bone densitometry, ergometry, genetic studies, gammagraphy, nuclear magnetic resonance (NMR) and tac scanner, technologies in medical tests cardiac and colon CT DMD, 3D mammography (tomosynthesis), therapeutic targets, ecobronchoscopy (EBUS), hepatic elastography (fibroscan), endoscopic capsule, 3D Eos® Rx. PET-CT for monitoring cancerous processes, including PET-CT and PET Choline. BRCA plus, genetic signatures (Oncotype, Prosigna), non-invasive prenatal testing, diagnostic tests for sterility…

Some examples: Radiotherapy and radioactive isotope treatments, outpatient polychemotherapy, including port-a-cath endovenous medication and infusion pumps in chemotherapy, digitised epiluminescence microscopy, dialysis and haemodialysis for acute renal failure, laser in otorhinolaryngology, gynaecology and coloproctology surgery, green laser in prostate surgery, cognitive telerehabilitation for children and adolescents, holmium laser, thulium enucleation for prostate cancer/beningeal prostatic hypertrophy (BPH). Use of radiofrequency and cryoablation.

Surgical or medical hospitalisation and in ICU, with no limit on the number of days.

Psychiatric hospitalisation (maximum 60 days per year).

Admission for eating disorders in ITA centre, Institute for Eating Disorders (maximum 60 days/year).

Annual cleaning of the mouth, visits, extractions, conventional radiology, etc.

  • Protection of payments for unemployment or disability (maximum 6 months).
  • Coverage of medical expenses in case of traffic and work-related accidents.
  • Travel assistance
  • Extensive catalogue of prostheses, with no cost limit.
  • Health and wellness services at reduced prices (balneotherapy, acupuncture, nutrition, yoga, etc…) AXA Wellbeing
  • Second medical opinion
  • Preparation for childbirth (face-to-face and online).
  • Postnatal care at home
  • Complementary medicine, homeopathy, acupuncture, osteopathy, chiropractic and ozone therapy.
  • Conservation of umbilical cord cells through reimbursement of expenses.

No co-payments!

For you to choose the one that best suits you

Optimum Plus

Why choose Optimum Plus?

All Optimum coverages including our most exclusive range of services.

We accompany you at all times with video consultations and telephone consultations with doctors and specialists, medical chat and 24h medical guidance.

Outpatient emergencies and home emergencies in general medicine, paediatrics and nursing.

Family medicine, paediatrics and nursing consultations.

Allergology, digestive system, cardiology, endocrinology, dermatology, ophthalmology, gynaecology, traumatology, otorhinolaryngology, podiatry, psychology, etc.

Early diagnosis of glaucoma, colon, breast, gynaecological, prostate and cardiovascular diseases.

Some examples; Clinical and biological analyses, aerosol therapy, ultrasound, mammography and radiology, and contrast media, amniocentesis, pathological anatomy, digital arteriography, bone densitometry, ergometry, genetic studies, gammagraphy, nuclear magnetic resonance (NMR) and tac scanner, technologies in medical tests cardiac and colon CT DMD, 3D mammography (tomosynthesis), multi-parametric prostate MRI with fusion biopsy. Echobronchoscopy (EBUS), liver elastography (fibroscan), capsule endoscopy, 3D Eos® X-ray. PET-CT for monitoring cancerous processes, inclusion of PET-CT and PET Choline, non-invasive prenatal testing, therapeutic targets, diagnostic tests for sterility… Endoscopic submucosal dissection.

Some examples Radiotherapy and radioactive isotope treatments, outpatient polychemotherapy, including port-a-cath endovenous medication and infusion pumps in chemotherapy, digitised epiluminescence microscopy, dialysis and haemodialysis for acute renal failure, laser in otorhinolaryngology surgery, gynaecology and coloproctology, green laser in prostate surgery, laser correction of myopia, astigmatism and hyperopia, negative pressure therapy (NPWT), assisted reproduction, Da Vinci for abdominal cancer surgery and prostate cancer surgery. …

Surgical or medical hospitalisation and ICU hospitalisation, with no limit on the number of days.

Psychiatric hospitalisation and admissions for eating disorders in an ITA centre (maximum 60 days per year).

In addition, assistance during childbirth in a suite room.

Annual cleaning of the mouth, visits, extractions, conventional radiology, etc.

Protection of payments due to unemployment or disability (maximum 6 months).
Coverage of medical expenses in case of traffic and work-related accidents.
Travel assistance
Extensive catalogue of prostheses, with no cost limit.
Health and wellness services at reduced prices (balneotherapy, acupuncture, nutrition, yoga, etc…) AXA Wellbeing
Second medical opinion
Preparation for childbirth (face-to-face and online).
Postnatal care at home
Complementary medicine, homeopathy, acupuncture, osteopathy, chiropractic and ozone therapy.
Preservation of umbilical cord cells through reimbursement of expenses

Without copayment

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